Having expertise in Payment Industry standards like EMV Contact and contact-less, ADVT, MTIP, ISO-8583, POS payment solutions, loyalty solutions. Good understanding of the Credit Card/Debit Card transaction flows and payment gateway architecture. Good Understanding of EMVCo standards, MTIP and ADVT validation. Having expertise in Card/Terminal testing for Master Card/VISA/Maestro. Good understanding of EMV Levels of PayPass and Paywave reader/terminal kernel software. Experience in BASE24 (mainly for HDFC, ICICI merchant acquiring banks), VIGL (now Atos), and POSTILION banking switch standards ISO message formats. Good Expertise in Requirement Gathering, Impact analysis, Solution providing, Presenting and Documenting. Capable at grasping new technical concepts quickly and utilizing it in a productive manner.