Android UPI Payment without any payment gateway

Question

Is there any way to directly implement UPI payment in android to a merchant ID/VPA without using a payment gateway like Razorpay / PayU etc?

I have tried using Upi deeplink approach (upi://pay?pa=xxx@xxxx&pn=xxxxxx&mc=null&tid=null&tr=test101&tn=This%20is%20test%20payment&am=10&mam=null&cu=INR&url=null) but it doesn't work

score 0 · Answer 1 · answered Aug 28 '23 at 13:33

0

You can try this.

        val request = "upi://pay?pa=merchantVPA&pn=merchantName&mc=merchantcode&tr=transactionID&am=amount&cu=INR"
        val intent = Intent(Intent.ACTION_VIEW)
        intent.data = Uri.parse(request)

        startActivityForResult(intent, REQUEST_CODE)

answered Aug 28 '23 at 13:33

Dayakargoud Bandari

23
3

1

Using this deeplink with correct values I get "Your payment failed as the payment mode is not allowed for this UPI ID" – Ankush Kapoor Aug 29 '23 at 04:03
The receiver upi id should be a merchant upi id not an individual id. – Dayakargoud Bandari Aug 29 '23 at 17:09
After adding merchant upi id I get this error - "You have exceeded the bank limit for this payment. Retry with a smaller amount". Amount is only Rs 1 This is the actual deeplink - upi://pay?pa=boostplus@hdfcbank&pn=CPR&tr=12347876766565&am=1&cu=INR – Ankush Kapoor Aug 30 '23 at 04:28
Try to generate a unique transaction code (tr) for each transaction before you initiate payment process. – Dayakargoud Bandari Aug 30 '23 at 08:58
Also check you might exceeded daily upi transaction limit (10 transactions per day). – Dayakargoud Bandari Aug 30 '23 at 09:07

Android UPI Payment without any payment gateway

1 Answers1