What are the solutions? Anything open source. If only commercial applications, what are they?
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Highly unlikely you'll find anything open source imho, but willing to hear otherwise. My reasoning for that is the costs involved for having an MPI accredited with Visa/MasterCard are.. significant (if I remember correctly it was around $5000 per scheme?). And any open source solution would need to go through accreditation for each 'build'.
So you'll most likely need to look at prebuilt commercial offerings. It was a good few years ago now, but we went with nsoftware, one of the first to market a standalone MPI
http://www.nsoftware.com/products/3dsecure
http://www.nsoftware.com/ibiz/epayment/technologies.aspx?sku=BPP5-A

PaulG
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