When I call the User Abilities from the Banno API, it returns some users with their abilities listed and some users only return "{}". I believe this is because if a user has all of their user abilities set to the default value, the API doesn't return them. Can someone please confirm this?
If this is true, what is the default value of the zelle_enabled user ability? Is 'Request' the default value?
I have tried using 12 different test users and of the 12, 5 return {}.