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I have tried to do the transaction between two UPI id (both was normal account, that is, not a merchant account).

I have tried to do the transaction with Phonepay, but Phone pay says, For security reasons, you are not allowed to send money from your bank for this payment.

Sumit Kumar
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1 Answers1

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Maybe you need to check this:

Several major payment apps are looking to avoid fraud on UPI by doing a strict check on the authenticity of payments. This makes these issues appear more related to the lack of merchant signature in the current version of the package. This is further seen in the following snippet from the UPI deep linking specification which is about how a UPI payment app should verify a UPI deep linking request (the ones made through this package)

You can find more details on this issue or similar issues here

VipiN Negi
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