The point is to make VHDL code that results in the design you want, and the risk is that you will inadvertently create a latch.
There are several basic constructions in VHDL, that can illustrate this.
Mux by process with if-then-else, can be made with this code:
process (all) is -- Mux
begin
if sel = '0' then
z <= a;
else
z <= b;
end if;
end process;
Mux by process with if-then and default assign, can be made with this derived code:
process (all) is -- Mux
begin
z <= b; -- Default b, thus for sel = '1', since no overwrite
if sel = '0' then
z <= a;
end if;
end process;
However, if you want to make a mux, then a better coding style is by continuous assign with this code:
z <= a when (sel = '0') else b;
Finally, what can lead to a latch with a process, is if the resulting output is not assigned in all branches of the code. That can occur, if the if-then does neither have an else, nor a default assign to the output, like this code:
process (all) is -- Latch
begin
if en = '1' then
q <= d;
end if;
end process;
So a good rule when designing combinatorial logic using a process, is to have an initial line that makes a default assignment to the resulting output, for example just assing undefined 'X'. A latch is thereby avoided, and functional verification should catch the undefined 'X', if this is a bug.
Also, remember to check the syntheis report for warnings about created latches, since that is most likely a bug in the design.