Of the 4 steps you listed, some look more or less correct while others do not. I will begin this answer by giving the premise for why refresh tokens were created and what is their main purpose.
Using the JWT pattern with only access tokens, there is a potential usability problem when the JWT token expires. Consider as an example a banking website. When a user logs in, he receives a JWT token with a certain expiry (typically stored under the exp
key in the claims section of the token). If the token is given say a 5 minute expiry, then from a usability point of view, it means that the website would have to force the user to manually login every 5 minutes. Obviously, this is not the best user experience, because it means that a user who happens to be in the middle of some business process when the token expires might lose all that work. This is where refresh tokens step in to alleviate this problem.
Using the JWT pattern with refresh tokens means that the user receives both an access and a refresh token. A typical workflow here might be:
- After login, return to user Access Token and Refresh Token (using same technique JWT for both). The receiver notes when the access token is set to expire (say 15 minutes).
- As the expiry of the access token approaches (e.g. 10 minutes), the UI will send the refresh token to the backend to obtain a new access token (and refresh token). This could be done explicitly, e.g. on a website which displays a popup asking if the user wants to continue. Or it could be done in stealth mode, with a REST call being made under the hood to get the new access token.
- For the edge case where the refresh token cannot be used to obtain a new access token, then the very next user action which requires authentication would fail. In this case, the user would have to redirected to the login page. But, as this case should generally be rare, it does not disqualify the refresh token pattern.
I would also point out that storing the access/refresh tokens in the database largely defeats the purpose of the JWT pattern. One major reason for using JWT is that it pushes the user session state out of the application and onto the user. By storing tokens in your database, you are totally making your user sessions very stateful, which has all sorts of potential drawbacks. Consider using the suggested workflow above to avoid doing this.