Two parts to this question:
1) Say a person is providing a wireless hotspot to me as I have no internet, when I access the internet what is my IP address set as?
--> Some companies basic level of fraud detection I assume is that the geographical location of the IP address is nowhere near the location of the IP of the device accessing whatever service it may be. So if you were on a mobile device accessing a site from a geographical location similar to the usual device, would this bypass this?
2) How can you find out the IP address of your device when on a hotspot