Plaid Account Id can change in some Instance

Question

I was going through plaid docs and I found this "In some instances, account IDs may change." So now I am curious how can i uniquely identify an account. ref https://plaid.com/docs/api/ in the Item Management section.

I want to uniquely identify an account because that is what user selected to use as primary account.

Any recommendations are welcome.

See https://support.plaid.com/hc/en-us/articles/360008271954-Account-id-overview — iwasrobbed, Feb 18 '20 at 02:22

score 0 · Answer 1 · answered Dec 27 '17 at 22:41

I believe mostly it will be unique unless some changes are applied in the bank side like removing/adding account type to the existing ones. Also even if we use same account more than once, plaid will assign unique ID as account_id each and every time.

I prefer, you should go by the account & routing number and not by the account_id returned by plaid. Account_id is mainly used for plaid reference.

score -1 · Answer 2 · answered Jun 04 '20 at 18:12

-1

I realize this is an old question, but I just wanted to confirm for anyone who finds this that the account_id is not a unique identifier. Instead, the access_token should be used to identify an account in your database.

If you're using plaid/dwolla to initiate ACH payments, the dwolla funding URL is the best identifier of the account.

answered Jun 04 '20 at 18:12

Doug Taylor

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Some of plaid API's require access token AND account Id's – TrollBearPig Jul 02 '23 at 15:50
And how does that contradict my comment? OP is asking how to uniquely identify an account, not what is needed to make API requests. – Doug Taylor Jul 03 '23 at 21:06

Plaid Account Id can change in some Instance

2 Answers2