We want our application to make a Visa/Mastercard transaction and we would like to store the card number to do recurrent transactions.
However, we know that there are a lot of requirements to implement if we want to be PCI compliant.
Can we use Apple Wallet or Google Wallet to store cardholder data and access this data in our application? Is this solution PCI compliant?
From my understanding, you will fall underneath PCI if any part of the PAN hits the card holder environment (CDE). Even if you are forwarding it to the wallet app, the CDE is defined as any host that processes, stores, or transmits PCI governed data. So from your description, unless you forward the transaction over to the wallet services, and the PAN is entered directly by the customer to the wallet service, your solution would fall underneath PCI.
