I need to establish a HTTPS 2-way SSL connection from my iPhone application to the customer's server. However I don't see any secure way to deliver the client side certificates to the application (it's an e-banking app, so security is really an issue). From what I have found so far the only way that the app would be able to access the certificate is to provide it pre-bundeled with the application itself, or expose an URL from which it could be fetched (IPhone app with SSL client certs).
The thing is that neither of this two ways prevent some third party to get the certificate, which if accepted as a risk eliminates the need for 2-way SSL (since anyone can have the client certificate).
The whole security protocol should look like this:
- HTTPS 2-way SSL to authenticate the application
- OTP (token) based user registration (client side key pair generated at this step)
- SOAP / WSS XML-Signature (requests signed by the keys generated earlier)
Any idea on how to establish the first layer of security (HTTPS) ?