Another possible solution for many who see this question is to change the parent layout of the toolbar to LinearLayout
(likely with a vertical orientation), as this type of layout does not allow its children to overlap.
For example, this layout in activity_main.xml
will result in the fragment being below the toolbar, rather than behind it:
<LinearLayout xmlns:android="http://schemas.android.com/apk/res/android"
xmlns:app="http://schemas.android.com/apk/res-auto"
android:orientation="vertical">
<com.google.android.material.appbar.AppBarLayout
android:id="@+id/app_bar"
android:layout_width="match_parent"
android:layout_height="wrap_content">
<androidx.appcompat.widget.Toolbar
android:id="@+id/toolbar"
android:layout_width="match_parent"
android:layout_height="?attr/actionBarSize"/>
</com.google.android.material.appbar.AppBarLayout>
<FrameLayout
xmlns:tools="http://schemas.android.com/tools"
android:layout_width="match_parent"
android:layout_height="match_parent"
tools:context=".MainActivity">
<androidx.fragment.app.FragmentContainerView
android:id="@+id/nav_host_fragment"
android:name="androidx.navigation.fragment.NavHostFragment"
android:layout_width="match_parent"
android:layout_height="match_parent"
app:defaultNavHost="true"
app:navGraph="@navigation/nav_graph"/>
</FrameLayout>
</LinearLayout>