My startup is developing a real-time marketplace platform for taxi companies somewhat similar to Hailo, Get taxi, Uber and Lyft (more or less), etc.
We are shopping around for a mobile payment solution and so far, we looked at the products offered by PayPal, Intuit, Braintree, and Stripe. We are having a hard time with finding the mobile payment solution that fits our requirements.
Requirements:
1) (Must have) Passenger should be able to pay within the app by using previously added payment methods such as Credit Cards (CCs), Paypal (optional). Passenger is asked to enter the CC information only once when they sign up (or add a new card), so the CC info needs to be stored somewhere and retrieved when needed seamlessly. However, we would really prefer not to apply for PCI compliance.
Q.1) Let’s say I use PayPal Mobile SDK 2.* for payment system in our app. In the above scenario (1), is the passenger required to have a PayPal account (even for just using CCs for payment) and link it to our app?
Note: I have spent a lot of time digging into PayPal Mobile SDK 2.0 documentation (also called their support). I was told by the support person that merchants cannot store credit card info with PayPal for mobile payments (which I thought was the whole point of SDK 2.0).
2) (Optional) Passenger should be able to pay with a physical credit card by swiping it in the reader plugged into the driver’s smartphone. However, we need to integrate this process into our app (which is not currently supported by PayPal Here and Square). So, basically we need an API provider that allows creating custom POS integrated with our app.
Q. 2) Am I right when saying that scenario (2) cannot be accomplished with PayPal, Braintree, Intuit, or Stripe?
Q.3) Do you have any suggestions regarding the payment system that would allow us to implement scenarios (1) and (2)? just scenario (1)?
Please help if you have dealt with similar problems or know more about the subject. Thank you
