I am trying to create Stripe recipient objects - but no matter what I try I've never been able to get one to come back as "verified." My understanding is that Stripe verifies recipients by checking the name and EIN / SSN fields against a government database. So far as I call tell I'm entering in valid data that should pass the test.
There are no webhooks for validating a recipient - they are either verified immediately upon creating (or updating) a recipient, or they are not verified at all.
Any ideas what might be going on?
Furthermore ... do I even need to verify recipients before making bank transfers? They highly recommend it in the docs - although it's unclear whether it's actually necessary for making a successful transfer.