Federal Debt Collection Procedures Act of 1990

The Federal Debt Collection Procedures Act of 1990 (FDCPA), Title XXXVI of the Crime Control Act of 1990, Pub. L. No. 101-647, 104 Stat. 4789, 4933 (Nov. 29, 1990), is a United States federal law passed in 1990, affecting collection of money owed to the United States government. The FDCPA preempts state remedy laws in most circumstances.

The Act is codified in Chapter 176 of Title 28 of the United States Code, in four subchapters:

  • SUBCHAPTER A—DEFINITIONS AND GENERAL PROVISIONS (§§ 3001–3015)
  • SUBCHAPTER B—PREJUDGMENT REMEDIES (§§ 3101–3105)
  • SUBCHAPTER C—POSTJUDGMENT REMEDIES (§§ 3201–3206)
  • SUBCHAPTER D—FRAUDULENT TRANSFERS INVOLVING DEBTS (§§ 3301–3308)
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