EMV stands for Europay, MasterCard and VISA, a global standard for inter-operation of integrated circuit cards (ICC or "chip cards") and ICC capable point of sale (POS) terminals and automated teller machines (ATMs), for authenticating credit and debit card transactions. It's the application structure inside your smart card that handles requests for protected data and communicates with the issuing bank to confirm the authenticity of the card user.
Questions tagged [emv]
380 questions
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2 answers
Determine Issuer of EMV card
What would be the best way to determine the issuer of a contactless EMV card. I am trying to determine if a card was issued by Amex, Visa or Mastercard. Is that information available via a USB EMV reader? I don't need to pull any other information…

Jason Small
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ATM CVV1 + Service Code, POS Security Flaw?
I'm new to this topic and I found it very interesting how all the payment system is currently working.
To be honest it look like they are not doing enough to stop fraudulent activity with Credit Cards.
From my understanding, each card has an smart…

Moudilan999
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2 answers
EMV - How to create Terminal Transaction Qualifiers
I want to develop Entry Point to read contactless card. I was read some specification documents about Terminal Transaction Qualifier (TTQ). But i don't know how to create value of it? What is bit turn on/off?
TTQ follow by EMV document
And my…

Cường Vũ Văn
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EMV chip reader/payment processor solution with REST API capabilities
I am looking to implement an EMV chip reader/payment processor solution with REST API capabilities and Card Verification Modes (CVMs): Chip-and-Signature for Credit Cards and Chip-and-PIN for Debit Cards.
Here is the process flow that I need:
Web…

Monique Boea
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1 answer
How can i get the APDU for smart card?
Explanation: I am trying to read smart card using POS machine. I don't know anything to reading the card number and what is APDU? I have integrated an SDK for the android machine device and trying to read the card using icc classes which is provided…

Milan Gajera
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4 answers
Not getting AFL for Visa Contactless Application?
I am not getting AFL in the GPO command for Visa contactless Application
GPO Request as Below:
Request :80 A8 00 00 12 83 10 B6 60 40 00 00 00 00 01 00 00 00 00 38 39 30 31 00
Tag 9F 66: Terminal Transaction Qualifiers : B6 60 40 00
Tag 9F…

Nazir
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How to get positive response for GETCHALLENGE request in EMV?
In the case of GETCHALLENGE Request (0084000000), we are getting the positive response in the case of VISA\DEBIT card, but for AMEX and MASTERCARD we are getting the response as 6D00 (Instruction code not supported or invalid).

Aneesh Varghese
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How to read EMV chip data from the IDTECH spectrum pro device in C#?
I have a requirement to read the EMV supported credit/debit card details from the IDTech Spectrum Pro card reader.
The problem is I should not use the IDTECH EMV related APIS for this. Since the customer have some restriction.
So is there any APDU…

Abu Muhammad
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3 answers
Is applet and application in EMV chip the same?
I'm new to EMV and I'm having doubt about the use of application and applet in card. I've seen in some sites they were telling that application and applet are same.
Could you help me with this?

Gopalakrishnan R
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1 answer
EMV Card reader for iphone
I am in desperate need for an EMV Card compatible reader for the iPhone... does anyone have any idea what kind of hardware is out there? I steadily find "iZettle" out there with their reader. but I don't think you can use the reader for any other…

konturgestaltung
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1 answer
Sending a challenge to a bank card in android
Is there a way/library to send a challenge to an EMV card (using NFC) in an android application?
I'm looking for a way to use a bank card (like a Visa card) to send some information to it, and have it signed. My end goal is to get proof that the…

Cornelius
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What is the binary (i.e., in bits) representation of the byte ‘E3’?
During an EMV transaction, all information exchanged between terminal and card is encoded in byte strings. In order to understand the content of the messages and give meaning to the bits, you should first get familiar with the hexadecimal notation.…

arbeline
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1 answer
How to restart transaction from the beginning in emv transaction
I want to know that is there any specific command available by using which I can send the terminal a command and the terminal will start to communicate with the android device from the beginning of the transaction. Suppose, terminal is sending me…

faysal
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3 answers
Having issues with my ISO8583 packager while connecting to jpos channel
After packing my data and while trying to send to JPOS channel (server), i do receive the below error.
Length = 0030 Byte length(b): 48 :: Incoming data HEX(d):
…

Israel Meshileya
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1 answer
How to get apdu command logs from ingenico device in c?
I am working on Ingedev to implement a Telium application in C.
How can I read the Application Protocol Data Unit (APDU) from a contactless EMV card transaction with an Ingenico device?
Can the APDU be retrieved from the TLV tree data exchanged…

K J Gor
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