This question is tagged with "android-pay" so I thought I would add some clarification. Android Pay cannot be used to sell digital goods. If you are selling digital goods or virtual goods you should use the Google Play in-app billing service.
See Android Pay questions
Q: Can I use the Android Pay API for selling digital goods?
A: No. The Android Pay API cannot be used for selling digital goods, whether they are consumed on the device or outside the device. The Android Pay API may be used only for the sale of merchandise, goods or services provided to a Buyer outside a digital environment in the physical world. The Android Pay API may not be used for the sale of any digital content or services provided through any means.
Developers who want to sell digital goods should use the Google Play in-app billing service.
For more info, see Google Play in-app billing service