if we have a credit or debit card information, could we add credit or debit card programmatically into Google Wallet either from Android app or server code?
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Do you solved your problem for now? – Igor Kostenko May 25 '17 at 08:41
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No, and IMHO, that would be counter to what Wallet Instant Buy, is all about.
Q: Why have Virtual Onetime Card numbers?
Increased security: If the one-time card number is compromised, a fraudulent user can do little or no damage. Google users expect Google to not share their real financial information.
Simplified technical integration: sharing Virtual Onetime Card numbers allows Google to dramatically simplify merchant integration (eliminating complex encryption, dedicated keys, direct connection between Google and merchant's data bunkers, etc.)
You're probably looking for/comparing with other credit card processing gateway/services which do have options for such (e.g. store and "tokenize"). Wallet Instant Buy isn't such - see this FAQ.
Hth...
